Why we do, What we do

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\r\n\r\n \r\n\r\nAt Builders Capital, we know loans are not ‘one size fits all’. That’s where our innovative portfolio guidelines come in. Using our market knowledge to deliver personalized financing solutions, we partner with you to tailor a loan to suit your needs.\r\n\r\nWe don’t just make deals, we make loans that no one else can match. Let us become part of your team, working with you throughout the process from loan application through loan servicing.\r\n\r\n \r\n

Loan Programs

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Construction Loans

Bridge Loans

Construction

Financing for lot acquisition and vertical construction on new or previously acquired lots.

All-in-One

This loan really is ‘all-in-one’. It supports lot acquisition and construction financing all in one loan. You have up to six months to secure the plans and permits, and up to an additional nine months for construction.

Bridge Loans

Renovation

Finance acquisition and renovation all at once to keep equity in your project.

Acquisition

Finance lot acquisition for future vertical construction or property renovation.

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Loan Guidelines

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Residential Properties

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  • Single Family Residence (attached/detached)
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  • 1 – 4 Unit Property
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  • Condominum/Townhome/LDMR/Row Houses
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  • Small to Medium Size Apartment Projects
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Loan Purpose

\r\nAll lending must be for business purposes.

Loan Terms

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  • Loan Amounts: $100,000 to $10,000,000+
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  • Loan to Value: up to 70%
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  • Loan to Cost: up to 90%
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  • Loan Term: 2 – 15 months
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  • Prepayment Penalty: None
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  • Lien Position: 1st liens
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Lending Territory

\r\nCurrently, we lend only for projects in Washington and Oregon.

Borrowing Entities

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  • Individuals
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  • Corporations
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  • LLC’s
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  • A combination of the above
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Cash Flow Advantage Option

\r\nLimits points/fees upfront, which limits cash required and allows our clients to utilize more of the loan for direct construction costs.\r\n\r\nloan-guidelines

Start an application today

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Contact Us To Apply Now

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206.267.2650